Prescription Savings Checklist

Your Profile

Tip: Keep this printed and bring it to your doctor, pharmacist, or SHIP counselor.

Open Enrollment: Oct 15 – Dec 7. Use Medicare Plan Finder to compare costs for your exact meds.

Log into Medicare.gov and run a fresh comparison with all current prescriptions.

Confirm formulary coverage + tiers for each medication in next year’s plan.

Check preferred pharmacies and total annual cost (premium + copays + deductibles).

Ask your doctor to authorize generic substitutions wherever clinically appropriate.

If no generic exists, discuss therapeutic alternatives in the same drug class.

Have your pharmacist check for lower-tier options on your plan’s formulary.

Compare prices from programs like GoodRx, SingleCare, RxSaver. Choose the lower of cash price vs. insurance copay.

Price-check each medication in at least two discount apps.

Confirm the pharmacy accepts the discount before pickup.

Convert maintenance meds to 90-day supplies when appropriate.

Verify your plan’s mail-order pricing vs. retail pharmacy.

Enable auto-refills + delivery reminders to avoid missed doses.

Extra Help (LIS)State programsNonprofit aid

Screen eligibility for Extra Help (LIS) and complete application.

Contact state health dept / SHIP for local subsidy programs.

Best for brand-name or specialty drugs without generics. Check eligibility rules for Medicare beneficiaries.

Visit the manufacturer’s website for copay cards and assistance programs.

Have your doctor’s office submit any required paperwork.

Call at least 3 local pharmacies for each medication’s cash price.

Check warehouse clubs (e.g., Costco) and independents for better pricing.